Wake-Up Call With Bill Lundun & Gerry Snyder

Vance Barse - Credit Card Stress

MORE AMERICANS UNDER CREDIT CARD STRESS
A new report shows more Americans are under the stress of rising credit card balances. At the start of this year, Americans’ total credit card debt was approaching $1.17 trillion. And the latest report from the Federal Reserve Bank of Philadelphia shows average individual credit card balances at the end of last year hit their highest levels since 2012.  Nearly 11% of card holders are making only the minimum payment each month, and more than 3.5% of balances are at least 30 days past due.  In addition, according to Lending Tree, the average interest rate on a credit card right now is 24.25%.  While inflation has cooled, prices are still up from five years ago, like groceries, which are 28% more expensive than in 2020. The Federal Reserve Bank says more consumers are leaning on credit cards to get by.  If that’s you, and you’ve already taken steps to cut weekly spending, the Federal Trade Commission recommends talking to your credit card company about lowering your interest rate. You can also reach out to nonprofit credit counseling agencies, which are often based out of credit unions and universities. Your bank might be able to recommend one.  The FTC says you can also try a debt consolidation loan, which could mean making one lower payment each month, saving you on interest across multiple credit cards. The key to that approach is not running up your credit card balances again.
Americans of all ages are in credit card debt, but many young people are digging a hole they may never be able to climb out of.
A financial strategist and the founder of Your Dedicated Fiduciary. He has some of the highest designations in the financial services industry, VANCE BARSE

Matt McCarl - New Leaf Hyperbarics

Legal Wednesday - Jeremy Rosenthal

Finn John - Off Beat Oregon

Eugene Symphony

Pet of the Week - Lucky Paws

Meet Salem, a young cat with a heart full of love. He's a bit shy at first, but don't let that fool you. Within a few days, he'll be exploring every nook and cranny with a gentle curiosity that's utterly endearing. Salem is an independent spirit, content to amuse himself but always ready for a sweet cuddle when you're available. His ideal home is one that's calm and relaxed, just like him. He's not one for chaos, preferring the peace and tranquility of a mellow environment. Why should you adopt Salem? Because he's not just a cat, he's a companion. He's a quiet presence that will fill your home with warmth and love. He's a friend who will listen without judgment, comfort without words. In a world that's often too loud, too rushed, Salem is a gentle reminder of the beauty in simplicity and the joy of quiet companionship.
Salem will be available for private meet and greets.
Adoption fee: $125 we accept cash and card (2.7% fee applies when using card)
 
https://www.wagtopia.com/search/pet?id=2299515&_gl=1%2Ao5fzyy%2A_ga%2AMTI3MzQ4ODk3OC4xNzM4Nzk3MTM0%2A_ga_1DNRBRFZMR%2AMTczOTI4NTEzNi45LjEuMTczOTI4NjkyMS42MC4wLjA.&name=Salem&fbclid=IwY2xjawIYTKBleHRuA2FlbQIxMAABHU3tLaYyMxo5a804sXbbcnk7Gu3oQDlqOUYvW7BIWY25RN2xCWoMuGoUrA_aem_lCcYHWVl1lExYqoPSu8AKg

Ashley Hayek - Steel and Aluminum

PRESIDENT TRUMP TO ANNOUNCE 25% STEEL AND ALUMINUM TARIFFS
President Donald Trump said he will announce that the United States will impose 25% tariffs on all steel and aluminum imports, including from Canada and Mexico, as well as other import duties later in the week. “Any steel coming into the United States is going to have a 25% tariff,” he told reporters Sunday on Air Force One. Trump also reaffirmed that he would announce “reciprocal tariffs,” meaning that the U.S. would impose import duties on products in cases where another country has levied duties on U.S. goods. Trump’s comments are the latest example of his willingness to threaten, and in some cases to impose, import taxes. Tariffs are coming much earlier in his presidency than during his previous four years in the White House, when he prioritized tax cuts and deregulation. Trump has alternately said he sees import taxes as tools to force concessions on issues such as immigration, but also as a source of revenue to help close the government’s budget deficit.

Dr. Bryan Ardis - Drug Price Negotiations

DRUGMAKERS WILL ASK US GOVERNMENT TO PAUSE DRUG PRICE NEGOTIATIONS
Drugmakers will ask the U.S. government to pause price negotiations for prescription drugs, Bloomberg News reported on Monday, citing Eli Lilly's CEO David Ricks.  Ricks said at the JPMorgan Healthcare Conference that the government needs to "fix" the Inflation Reduction Act (IRA) before the second round of talks over price cuts, the report added.  Under the IRA, President Joe Biden's signature legislation, prices for 10 highly popular prescription drugs used by Medicare will be cut by 38% to 79% in 2026.  Regulators are due to announce the list of 15 more drugs by February.
A healthcare whistleblower and the author of the bestselling book "Moving Beyond the Covid-19 Lies: Restoring Health and Hope for Humanity".  In the book he exposes the dirty secrets about our healthcare system. DR. BRYAN ARDIS

Cascade Chorus - Valentines

Say "I Love You" with a song!
 
541-607-6937
cascadechorus.org

Brett Deedon - International Assoc of Fire Fighters