Episodes
Tuesday Feb 18, 2025
Friday Feb 14, 2025
Thursday Feb 13, 2025
Gary Conley - Conley Capitol
Thursday Feb 13, 2025
Thursday Feb 13, 2025
Gary from Conley Capitol
Here is his website: https://www.conleycapital.com/
Thursday Feb 13, 2025
Thursday Feb 13, 2025
Vance Barse - Credit Card Stress
Thursday Feb 13, 2025
Thursday Feb 13, 2025
MORE AMERICANS UNDER CREDIT CARD STRESS
A new report shows more Americans are under the stress of rising credit card balances. At the start of this year, Americans’ total credit card debt was approaching $1.17 trillion. And the latest report from the Federal Reserve Bank of Philadelphia shows average individual credit card balances at the end of last year hit their highest levels since 2012. Nearly 11% of card holders are making only the minimum payment each month, and more than 3.5% of balances are at least 30 days past due. In addition, according to Lending Tree, the average interest rate on a credit card right now is 24.25%. While inflation has cooled, prices are still up from five years ago, like groceries, which are 28% more expensive than in 2020. The Federal Reserve Bank says more consumers are leaning on credit cards to get by. If that’s you, and you’ve already taken steps to cut weekly spending, the Federal Trade Commission recommends talking to your credit card company about lowering your interest rate. You can also reach out to nonprofit credit counseling agencies, which are often based out of credit unions and universities. Your bank might be able to recommend one. The FTC says you can also try a debt consolidation loan, which could mean making one lower payment each month, saving you on interest across multiple credit cards. The key to that approach is not running up your credit card balances again.
Americans of all ages are in credit card debt, but many young people are digging a hole they may never be able to climb out of.
A financial strategist and the founder of Your Dedicated Fiduciary. He has some of the highest designations in the financial services industry, VANCE BARSE
Wednesday Feb 12, 2025
Wednesday Feb 12, 2025
Wednesday Feb 12, 2025
Tuesday Feb 11, 2025
Tuesday Feb 11, 2025
Pet of the Week - Lucky Paws
Tuesday Feb 11, 2025
Tuesday Feb 11, 2025
Meet Salem, a young cat with a heart full of love. He's a bit shy at first, but don't let that fool you. Within a few days, he'll be exploring every nook and cranny with a gentle curiosity that's utterly endearing. Salem is an independent spirit, content to amuse himself but always ready for a sweet cuddle when you're available. His ideal home is one that's calm and relaxed, just like him. He's not one for chaos, preferring the peace and tranquility of a mellow environment. Why should you adopt Salem? Because he's not just a cat, he's a companion. He's a quiet presence that will fill your home with warmth and love. He's a friend who will listen without judgment, comfort without words. In a world that's often too loud, too rushed, Salem is a gentle reminder of the beauty in simplicity and the joy of quiet companionship.
Salem will be available for private meet and greets.
Adoption fee: $125 we accept cash and card (2.7% fee applies when using card)
https://www.wagtopia.com/search/pet?id=2299515&_gl=1%2Ao5fzyy%2A_ga%2AMTI3MzQ4ODk3OC4xNzM4Nzk3MTM0%2A_ga_1DNRBRFZMR%2AMTczOTI4NTEzNi45LjEuMTczOTI4NjkyMS42MC4wLjA.&name=Salem&fbclid=IwY2xjawIYTKBleHRuA2FlbQIxMAABHU3tLaYyMxo5a804sXbbcnk7Gu3oQDlqOUYvW7BIWY25RN2xCWoMuGoUrA_aem_lCcYHWVl1lExYqoPSu8AKg